Oregon Construction Contractors (CCB) Practice Test 2026 – All-in-One Resource for Exam Success!

Retaining at least 25% of the sales price in escrow aligns with the requirements of the Homebuyers Protection Act (HPA). The HPA is designed to provide buyers with protections when it comes to home inspections, warranties, and the handling of escrow funds. By keeping a percentage in escrow, buyers can protect themselves against potential repairs or issues that might arise after the sale occurs, ensuring that funds are available to cover these unexpected costs.

While providing a home warranty, hiring a real estate attorney, and performing a home inspection are all common and beneficial practices in the home buying process, they do not specifically relate to the provisions of the HPA regarding escrow retention and financial protection for the buyer. The HPA focuses more on how aspects like the escrow amount can safeguard purchasers, thus making the option of retaining a percentage of the sale price in escrow the one that complies directly with the HPA's intent.